If A Contractor Damages My Home, Whose Insurance Covers It?
Posted: January 8, 2021
Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance. Damage to Your Home From an Accident Caused by a Contractor Although...
Do I Need Life Insurance If I Live Alone?
Posted: January 7, 2021
Life insurance is designed to benefit the ones you leave behind when you pass away. So why would you need this type of policy if you live alone and have no dependents? Surprising as it may seem, there are a number of reasons why you might need life insurance, even if you are single and have no children. You May Want Children Someday The younger...
Staying Mentally Healthy During The Winter Months
Posted: December 25, 2020
It’s easy to get the blues during the winter, particularly when the holidays are over. The skies are gray, the weather is cold, and it is more challenging to go outdoors and socialize with others. Some people solve this problem by wintering in warmer climates. If you don’t have that luxury, the following tips can help you make it through the winter months in a...
Beginner’s Guide To Mortgage Protection Insurance
Posted: December 22, 2020
If you have a mortgage on your home and your family is depending on you to make the payments, you may want to purchase mortgage protection insurance. This is a type of life insurance specifically designed to pay off your mortgage in the event of your death, so your family can remain in the home. Some mortgage protection insurance policies also provide benefits in the...
Essential Insurance Coverage For Online Businesses
Posted: December 19, 2020
Insurance is low on the list of priorities for many online businesses – and this could be a mistake. The truth is, online businesses face unique threats that could lead to loss of income, or the loss of the business itself. If you own an online business, purchasing an insurance policy to provide protection against common risks just makes good business sense. What Threats Do...